Advanced SIP Calculator

Analyze your SIP returns including inflation impact, step-up, goal planning, risk factors, and comparison.

Monthly Investment Amount (SIP Amount) *

Investment Duration *

Type

Expected Annual Return Rate (%) *

Compare up to 2 different SIP plans side by side. Useful for seeing impact of step-up, returns, or inflation!

Plan A

Plan B

Monthly SIP

Duration (Years)

Return (%)

Step-up (%)

Result	Plan A	Plan B
Invested
Maturity
Wealth Gain

Results

Total Invested Amount

Maturity Amount

Wealth Gain

SIP Calculation Formula

M = P × [ (1 + r)ⁿ – 1 ] × (1 + r) / r
Step-up SIP uses increment in P annually. With inflation, return is adjusted as Real Return = (1+return)/(1+inflation)-1.

How to Use the Advanced SIP Calculator: Smarter Investing

The Advanced SIP Calculator is a comprehensive tool tailored for systematic investment plan (SIP) investors. Go beyond simple returns! With enhanced features, you can:

Estimate future value of your SIP investments with inflation adjustments

Model Step-up SIP by projecting yearly increments in your contributions

Compare results for multiple investments side by side

Evaluate against financial goals (e.g., buying a house, child’s education)

Understand tax impact on post-tax returns in various brackets

Visualize with interactive pie & bar charts

Simulate historical SIP performance and get basic risk assessment

How to use:

Enter or adjust the SIP details - amount, duration, returns, step-up, etc.

For advanced simulations, add inflation, step-up, and your financial goal.

Click Calculate to see projected values, visual growth, tax, and inflation impact.

Switch to Compare tab to analyze two different plans or strategies.

Review risk and goal progress insights for smarter financial decisions.

This tool is designed for everyone interested in SIP mutual funds, retirement planning, and goal-based investing. The calculations use the SIP formula and optionally incorporate step-up, inflation-adjustment, and show real (inflation-adjusted) returns. Use it to plan, compare, and optimize your wealth creation journey!